COming soon

Invest in Business Loans Worldwide

Alpha cuts out middlemen like banks and allows you to directly invest in businesses worldwide to earn the highest yield possible.
We invest in loans backed by things like equipment and revenue.
Help small businesses grow while earning a high yield.
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Accredited Investor

Member since 23

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We give you the power of the bank

Banks make money by lending your deposits. Alpha lets you to cut out the middleman by connecting you directly with businesses looking for loans worldwide.

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Two ways to Earn
Manual
Choose which businesses to invest in and earn a higher yield.  
Autopilot
We automatically invest your deposits across the top funded business loans on our platform.

40x more APY than your bank

See how we stack up.

Savings Accounts

Alpha

Chase

Wells Fargo

APY
ⓘ
6%+
0.01%
0.15%
No Minimums
ⓘ
No Fees
ⓘ
Transparent
ⓘ

*not including CD's or Fixed Deposits, but we beat those too.

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Crowdfunding platform

How it works

We make investing in small businesses easy
Security is our number one priority
We perform KYC/AML checks and use Chainalysis for wallet safety to protect our members.
Instant payouts
Get funds directly into your wallet address with instant settlement.
Invest in the best
We pre-vet all small businesses for strong financial history and low risk of default.
Trade across DeFi
Trade your bond or revenue-sharing note via an NFT on the secondary market. We make liquidity easy.
CROWDFUNDING Platform

How it works

We make investing in small businesses easy
Security is our number one priority
We perform KYC/AML checks and use Chainalysis for wallet safety to protect our members.
Invest in the best
We pre-vet all small businesses for strong financial history and low risk of default.
Instant payouts
Get funds directly into your wallet address with instant settlement. 
Trade with 0 commissions. 
Trade your bond or revenue-sharing note via an NFT on the secondary market. We make liquidity easy. 
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Welcome CReators
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WELCOME CREATORS
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WELCOME CREATORS

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WELCOME CReators
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WELCOME CREATORS
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· CREATOR POrtal
integration_instructions

We want to take your projects to the drop and beyond.

Build community-focused sets in minutes with audited smart contracts and built-in DAO. You focus on your idea, we handle the rest. Tie your utility to your NFT and allow holders to trade it on the secondary market.
/GYM-NFT
link

Unite

Easily customize your mint page and send a link to your community in minutes.

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10,000 NFTs
Sold out

Fund

Fundraise your project on mint day and have funds transferred to your community wallet.

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Voting REQUEST
check
56% voted

Build

Have your community guide decisions. Know what to build before making it. That's the power of community crowdfunding.

3

Video Icon
Videos
Article
Articles
Chat
QR Code
Allow members to access your project's token-gated content digitally or IRL.
4

Airdrop every month

Interest payments get sent directly to your Web3 wallet with instant settlement.
+ $62
+ $458
+ $754
welcome

Your return airdropped every month

FAQs

We are on a mission to make capital more accessible worldwide.
Are returns guaranteed? 

No, returns are not guaranteed. All investments contain risk, including the risk of total loss. While we do our best to review and accept only the top businesses on the platform, Alpha does not guarantee that any particular investment will generate a return.

How do you vet small businesses?

Alpha carefully checks each business before allowing them to crowdfund on the platform.

This includes:

  • Strong financial history with a low risk of default.
  • Purpose of the crowdfunding campaign (inventory, expansion, equipment, etc.).
  • Anti-Fraud Vetting, Responsibility Check, Bad Actor Check (BAC), review of Yellow Flag BACs, and Continuous Review
  • Talking to the business owner to understand their plans and goals.
  • Doing background checks on the people running the business.
  • Checking for any legal issues or concerns that may affect the business.

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When do I receive the Passive Income NFT?

After a successful crowdfund, you will get the ability to mint your Passive Income NFT for the business you invested in. For most investors, there will be a 12-month lockup period before it can be traded on the secondary market.

How is this better than other forms of investing?

Alpha offers the opportunity to invest in small businesses across America, providing investors with access to an emerging asset class and the potential for 10-25% target returns. By investing in community-driven small businesses, you can diversify your portfolio, support local entrepreneurship, and earn passive income.

I'm a business. How can I sign up? 

Welcome! We would love to connect you with you. Please fill out our contact form for businesses found here: www.joinalpha.xyz/business-sign-up

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